5% Cashback For 3 Months with Citi CashReturns

Citi CashReturns(SM) MasterCard®

That’s right, 5% cashback on everything you buy with this new card from Citi – the Citi CashReturns card. This post is a bit of a departure from the regular 0% balance transfer arbitrage stuff only because the potential of this card to save you significant sums of money is absolutely amazing. If you are planning on making any large purchases in the next three months (say, a wedding? a big blowout vacation? big anniversary?), you absolutely have to get this card because you can save 5% on top of whatever wheeling and dealing you’re able to secure otherwise.

This card also offers a 0% APY balance transfer but it comes with a 3% fee that has no cap, thus making it a very weak candidate for balance transfer arbitrage. It does however make it a great candidate for high spenders (at least for three months!).

There are a few other nice perks like how checks are sent automatically after a $50+ rebate is accrued, none of that junk involving check requests.

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