http://balancetransferarbitrage.com Mon, 10 Nov 2008 15:37:25 +0000 http://backend.userland.com/rss092 en This offer is no longer available (WaMu was acquired) but here is a list of the best CD rates. Tired of 3.5% APY yields? Washington Mutual has upped the ante by offering a 12-month certificate of deposit with a 5.00% APY interest rate with a $1000 minimum deposit. The offer is ... http://balancetransferarbitrage.com/washington-mutual-5-apy-12-month-cd.htm You can get your credit history for free every single year from each of the credit bureaus (annualcreditreport.com), but there's no way for you to get your credit score for free. Why would you want to know your credit score all the time? It's the very same reason why people jump ... http://balancetransferarbitrage.com/tracking-your-credit-score.htm I haven't seen a no fee 0% balance transfer offer in a long time. However, 0% balance transfers are still widely available, they've just instituted the standard 3% balance transfer fee. While this takes them out of contention for balance transfer arbitragers, they're still a good option for people with credit ... http://balancetransferarbitrage.com/what-cards-have-balance-transfer-fee-maximum-caps.htm Are you thinking about doing some balance transfer arbitrage? If so, you will need a credit score of at least 650 points and a helpful list of 0% balance transfer offers. We have your back on the list, but you're on your own in getting a strong enough credit score ... http://balancetransferarbitrage.com/20-off-myfico-promotion-check-your-credit-score.htm With the recent Federal Reserve rate cuts, many online banks are sporting annual interest yields of 3.0% APY and below. With the rates as low as they are, are balance transfer arbitrage plays even worth it anymore? The answer is yes, but with some caveats. Scratch the Transfer Fees When the rates were ... http://balancetransferarbitrage.com/banks-dropping-interest-rates-still-worth-arbitraging.htm There are three solid reasons why you should never cancel your card: You could be offered another promotional balance transfer. If you keep the card open, the card issuer has the opportunity to try to get more business from you by offering you yet another balance transfer. I've had issuers offer ... http://balancetransferarbitrage.com/dont-cancel-your-cards-after-arbitrage.htm That's right, 5% cashback on everything you buy with this new card from Citi - the Citi CashReturns card. This post is a bit of a departure from the regular 0% balance transfer arbitrage stuff only because the potential of this card to save you significant sums of money is ... http://balancetransferarbitrage.com/5-cashback-for-3-months-with-citi-cashreturns.htm Once of the nice things about balance transfer arbitraging is that the minimum payment for a particular card, after a transfer, will be the highest with the first payment. Each subsequent payment will be equal to that first payment or less, since your balance is going down and your minimum ... http://balancetransferarbitrage.com/set-it-forget-it-auto-bill-pay-a-transfer.htm A cash advance is not the same thing as a balance transfer! In fact, they are worlds apart. A cash advance is used generally by folks in a bind or those who accidentally cash one of those "convenience" checks that the cards send out. A cash advance typically has high ... http://balancetransferarbitrage.com/do-not-request-a-cash-advance.htm I bet that you have never read your credit card's terms & conditions very closely, well neither have I. However, it's not uncommon for the T&C's to say "We reserve the right to change the terms (including the APRs) at any time for any reason, including no reason." That's right, ... http://balancetransferarbitrage.com/credit-cards-can-change-interest-rate-anytime.htm